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  1. Loan Modification Details - Mr. Cooper

    If you’re facing a long-term hardship, we can review you for a loan modification to determine if more manageable terms are available. While refinancing means replacing your existing loan …

  2. Mortgage Assistance - Mr. Cooper

    Your options may include refinancing, repayment plans, and loan modification. How can I get assistance if I cannot pay my mortgage? You can complete a mortgage assistance application …

  3. Potential Mortgage Assistance Solutions - Mr. Cooper

    Complete a mortgage assistance application online now and let us know what’s going on. We’ll help you determine a plan of action and next steps based upon your circumstances. You can …

  4. Sending Your Mortgage Assistance Documents - Mr. Cooper

    We have several options to submit your documentation: Online: Sign in to your online account. However you send your documents, please be sure to include a note including your name, …

  5. Loan Modification Details - Mr. Cooper

    While refinancing means replacing your existing loan with a new one, a loan modification keeps your existing loan and changes its terms. If you qualify for a loan modification, we’ll look for a …

  6. Applying for Mortgage Assistance - Mr. Cooper

    In determining whether you are eligible for a modification program, we may obtain a valuation of your property such as an appraisal or BPO (Broker’s Price Opinion). In this case, we will …

  7. Mortgage Recast - Mr. Cooper

    Recasting a mortgage happens when you put down a lump-sum payment toward the principal balance and the lender re-amortizes the loan. Since you are paying down your principal by a …

  8. Homeowner Assistance Fund - Mr. Cooper

    Principal reduction to help homeowners get into more affordable mortgages (recast or modification); and/or Funding to eliminate homeowners’ second lien loans. You can see what …

  9. Why Your Payment May Change - Mr. Cooper

    The most common reason is due to an increase in property taxes or insurance premiums. Learn about how your escrow analysis can change your payment. It could be due to a modification, …

  10. Loan Modification Details - Mr. Cooper

    While refinancing means replacing your existing loan with a new one, a loan modification keeps your existing loan and changes its terms. If you qualify for a loan modification, we’ll look for a …

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