Certifications: Some agents have specific real estate training and designations to work with new construction, including the ...

The best refinances save thousands, but a new loan can accomplish other goals like turning equity into cash, removing a co-borrower, and more. Is now a good time to refinance? A few years ago, with ...

Government-backed FHA loans make home ownership more accessible to first-time and repeat homebuyers needing a low down payment.

Scheduling a professional home inspection before your warranty expires can help identify hidden issues that may be covered, ...

The popularity of the 3-bedroom home means buying one won't be cheap or without competition. But chances of a great deal still exist in these 50 ZIP codes. The cheapest ZIP code in the U.S. comes with ...

USDA loan pre-approval provides an accurate idea of the loan size you may qualify for and gives you a competitive advantage when making offers on homes. If you're considering purchasing a home in a ...

A reconsideration of value (ROV) is a way to dispute the accuracy of a home appraisal. With solid data, the appraiser might update their original valuation. If you’re unsatisfied with the results of a ...

*54 markets were analyzed due to universities sharing the same metro area or being located in areas with insufficient data. Known as the "Horse Capital of the World," Lexington offers Southern charm ...

Home appraisals last between 90 and 180 days depending on the lender and loan type, but up to 1 year with an update. Whether you plan to purchase a home or refinance it, you’re probably going to need ...

Attorney opinion letters are often less expensive than title insurance, and are allowed by major lending agencies in some cases. But the risks may outweigh the reward for some homebuyers. You purchase ...

Exact amounts will vary, but most borrowers will need to earn between $75k and $95k to qualify for a mortgage on a $300k home. Lenders take various factors into account when determining the income you ...

Paying off debt at closing can help you qualify for a loan even if your current DTI is too high. You just have to commit to paying down at least enough debt to move your DTI into the approval zone.