Home equity loan interest rates are on the decline. But could they change for borrowers after they've been approved?

Even with HELOC interest rates routinely falling, a home equity loan can still be valuable for homeowners. Here's why.

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

HELOCs and home equity loans are down substantially from the highs reached at the beginning of 2024, with HELOC rates hitting ...

Home equity line of credit (HELOC) rates continue to drop, currently close to 8 percent — a level not seen since 2023.

A fixed rate can protect you when general interest rates are rising. However, with some fixed-rate HELOCs, you can end up paying a higher rate than necessary if rates fall.

As HELOC rates inch closer to 8 percent, home prices hit a benchmark of their own: the 20th all-time high in a row. Bankrate’s stories also look at how the Federal Reserve’s interest rate ...

Our other picks for lenders offering the best HELOC rates not only offer competitive rates but also accessible customer support and quick application processes.

Home equity loans and HELOCs have lower interest rates than credit cards, encouraging some homeowners to use them to pay off ...

The pandemic-era housing boom swelled Americans' home equity to record levels. Tapping into that could prop up the consumer ...

Current home equity loan rates are a little bit lower than current HELOC rates. If you're looking to fund a home improvement project or repair, a home equity loan can be an affordable way to do so.