The current average interest rate for a 30-year refinance is 6.89%, a decrease of 3 basis points from what we saw one week ago. (A basis point is equivalent to 0.01%.) ...

Today's average mortgage rates on July 08, 2025, compared with one week ago. We use rate data collected by Bankrate as reported by lenders across the US.

For the vast majority of homeowners, there's currently little financial incentive to refinance their mortgages. So far in 2025, average mortgage rates have remained elevated, consistently hovering ...

Refi Rates Steady Below 7%: Current Mortgage Refinance Rates for July 10, 2025 Even a slightly lower interest rate can save you money on your home loan. Katherine Watt July 10, 2025 7:26 a.m. PT ...