If a child under 18 has information on their credit reports, that could be a sign of identity theft. They should not have ...

Buy-now-pay-later is a juggernaut that’s long been absent from consumers’ credit reports. A recent deal with Affirm means that’s no longer the case.

There is also another way of building creditworthiness even when you don’t own a credit card. You can obtain a small loan ...

Overdue student loans can once again affect credit scores, making it harder to rent or buy a home or car, but there are steps ...

Federal student loan borrowers should start repaying their loans so as not to affect their credit scores. A pause on credit ...

That's because a 12-month moratorium on reporting loan defaults to credit bureaus — a Biden-era "on-ramp" to protect borrowers — quietly closed on Jan 1. Borrowers, caught in the confusion of ...

During the mortgage process, lenders evaluate a potential homeowner's credit to determine their borrowing capacity and the ...

Let’s face it — credit reports might not sound exciting, but they’re essential to your financial success. Understanding the ...

On March 11, 2025, the New York County Civil Court issued an injunction under the New York Fair Credit Reporting Act (NYFCRA) barring a landlord ...

The Fair Credit Reporting Act (FCRA) protects consumers by holding credit bureaus and creditors accountable for maintaining accurate records. A Credit Score Attorney can ensure compliance with these ...

Understanding exactly what is the Fair Credit Reporting Act (FCRA) can help you fix these headaches -- and protect your ...