Our opinions are our own. You can get a credit card with bad credit, but it won't be one of those cards you see advertised with rich rewards or exclusive perks. It will probably be fairly basic.

A credit score below 580 puts you in the bad credit category. If you fall within this range, you'll likely have trouble qualifying for a credit card. But that doesn't mean all hope is lost.

In time, using a credit card for bad credit can boost your chances of being accepted for better credit cards as well as loans and mortgages with better rates in the future. Because credit builder ...