For example, if you transfer $6,000 in credit card debt to a card offering 0% intro APR for 18 months, you could pay off the full amount by making $333 monthly payments with no added interest charges.

Consolidating your debt can be a smart approach if you have decent credit and can qualify for rates significantly lower than your credit cards. A $40,000 debt consolidation loan at 12% APR over five ...

Balance transfer credit cards with promotional 0% APR periods can also be effective tools, but only if you qualify for sufficient credit limits and have a realistic plan to pay off the transferred ...

Banks are pitching home-equity lines of credit as a cheaper form of borrowing as Federal Reserve rate cuts could lower HELOC rates to the mid-6% range, according to one estimate.

Using a HELOC to pay off credit-card debt ranging from $20,000 to $30,000 might be a good idea for the right person, said Scooter Thomas, a financial adviser at Savant Wealth Management in ...

Eventually, the last credit card issuer on your list will get the entire payment. Let’s say you have the following credit cards totaling $6,700 and have $500 each month to dedicate to debt ...

Pick A Credit Card To Pay Off $1,000 In The Next 30 Days If you are someone who has a lot of debt and feels overwhelmed, this is a great way to start paying it off little by little. This is a ...