How to score a cheaper mortgage rate today. Taking some (or all) of these steps can reduce your rate by 1% or even more. 1.

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ARM lenders generally require a debt-to-income (DTI) ratio of less than 50%. That means your total monthly debt ... a wiser option for most borrowers. Being able to lock in a low interest rate ...

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After notching a six-week high two weeks ago, 30-year refi rates have dipped and nearly flat-lined in lower territory. Rates ...

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After notching a six-week high two weeks ago, 30-year refi rates have since dipped and are mildly bobbing in lower territory.