But who exactly are these major credit bureaus, and why should you care about them? Here’s your friendly, down-to-earth guide to the top three credit reporting agencies and how they influence ...

There are three credit-monitoring bureaus used by the vast majority of lenders: Experian, Equifax and TransUnion To get a comprehensive look at your credit profile, you need to review all three.

Here are a few cards to consider that report to all three credit bureaus, the companies that gather the information used to calculate credit scores. With your activity on file at all three ...