The dangers of risk-profiling are best illustrated by example, he says. Assume a 40-year-old man with R1 million invested in a retirement annuity was profiled as a conservative investor and ...

The Investor Advisory Panel (IAP), an independent committee of the Ontario Securities Commission (OSC), announced on Friday it will be jointly organizing a roundtable with the OSC Investor Office on ...

For example, a client’s capacity to take on risk and how much risk is required to achieve the goal are influenced by the amount of money needed, time horizon, cash flow, liquidity need, and ...

Storey also discussed how risk profiling was not redundant in decumulation and was still part of the journey despite the amount of focus that is now given to assessing capacity for loss.

For example, risk capacity may not be a major concern for a bucket that is only a small portion of the investor’s overall wealth, or “nice to have” (as opposed to a “need to have ...

We advocate for a shift in the operational risk management mindset to address the challenges of the synthetic era through: enhanced risk profiling, human-robot task trade-off catalogs, incident ...

Risk profiling is a mandatory exercise for all investment advisors. The Securities and Exchange Board of India (Sebi) has not prescribed a specific methodology for this despite its importance ...

Account Risk Profiling: By leveraging machine learning, the Galileo Instant Verification Engine generates risk scores that assess the probability of ACH returns and non-sufficient funds (NSF ...