Are you using the debt snowball method to get out of debt? Or, do you want to learn more about the debt snowball method? Pick up our free printable debt payoff worksheet PDF and debt snowball guide.

One major disadvantage of debt settlement is that the government may tax forgiven or canceled debt as income. This could eat ...

There's no one-size-fits-all solution Paying off student loan debt is a significant milestone ... or trying out a budget worksheet from a student loan company like Sallie Mae.