For example, if the machine-readable files are hosted on a website by an issuer or third-party administrator, a group health plan will satisfy the public disclosure requirement by including a link ...

The Transparency in Coverage Final Rules issued in 2020 require most non-grandfathered insurers and group health plan sponsors to make publicly available online three machine-readable data files ...

Image files are not searchable, making it difficult for researchers to extract data or conduct meaningful analysis. This severely limits transparency and undermines inclusive access to information.” ...