As Social Security marks its 90th anniversary, understanding how to maximize benefits is crucial. A recent AARP study reveals ...

Understanding how your Social Security benefits are taxed is crucial for financial planning in retirement. Not all benefits ...

Recent forecasts concerning Social Security's 2026 COLA suggest the average retiree will receive an additional $48 to $54 per ...

Learn how to easily estimate your Social Security benefits using the official SSA tool, and understand how work history and ...

For millions of older adults, Social Security is a safety net in retirement. Around 21% of adults age 50 and older have no other retirement income outside of their benefits, a 2023 survey from the ...

To receive the maximum monthly benefit, you'll need to earn at least the wage base limit in each of the 35 years that Social Security uses to calculate your benefits.

Qualifying for spousal benefits Although the formula used to calculate Social Security benefits can be a bit complicated, the qualifications are not. This is true for spousal benefits as well.

As of July 2025, the average monthly Social Security retirement benefit is $1,952.23, or about $23,400 per year, according to the Social Security Administration (SSA).

Social Security's cost-of-living adjustment could rise 2.7%. But Medicare Part B premiums are set to rise even more, eating ...