It can be daunting writing HTML from scratch especially if you haven’t written any HTML email code before. As someone who has code email for over 15 years I promise you it is not as hard as it ...

yep, that's my question. can I just create any .html file with html/css/pictures/links, and insert the code into an email using an email client (in my case, Apple's Mail.app on MacOS X Tiger 10.4 ...