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The Fair Debt Collection Practices Act, or FDCPA, is a federal law that establishes the rules by which debt collectors must abide when trying to collect an unpaid debt from a consumer. Under the ...
Despite the seemingly never ending political bickering, our Congress is poised to make substantial changes to the Fair Debt Collection Practices Act (FDCPA", 16 U.S.C. Section 1692 et al.
At a minimum, they are violating the Fair Debt Collection Practices Act, which requires debtors to call between 8 a.m. and 9 p.m. in your local time zone.
Scammers are posing as debt collectors to frighten individuals into paying money they don't owe, but consumers have rights under the Fair Debt Collection Practices Act to protect themselves.
Check for violations of the Fair Debt Collection Practices Act Some debt collectors engage in illegal practices during the garnishment process. If a debt collector failed to properly notify you ...
You can request a debt verification letter and the Fair Debt Collection Practices Act (FDCPA) requires them to send you written verification of your debt within five business days.
Under the Fair Debt Collection Practices Act, debt collectors are prohibited from harassment, deception and intimidation. They cannot call you before 8 a.m. or after 9 p.m., nor can they discuss ...
In doing these practices, the CFPB claims the firms violated the Fair Debt Collection Practices Act and the Fair Credit Reporting Act from January 2012 to August 2016.