Let’s face it — credit reports might not sound exciting, but they’re essential to your financial success. Understanding the ...

Equifax, Experian and TransUnion — keep track of your credit score and financial history. Ideally, you can pull your credit report every year for free through AnnualCreditReport.com. Once you review ...

During the mortgage process, lenders evaluate a potential homeowner's credit to determine their borrowing capacity and the ...

The three major credit bureaus that track your credit history are Experian, TransUnion, and Equifax. The credit bureaus compile your credit history into a credit report, which is used to calculate ...

If you’ve ever heard the phrase “We need to check your credit,” your next question may be “What are the three credit reporting agencies?” The agencies are Equifax, Experian and TransUnion.

Federal student loan borrowers should start repaying their loans so as not to affect their credit scores. A pause on credit ...

The FDCPA establishes clear timelines that must be followed when you dispute a debt with a debt collector. According to ...

documents containing information on your credit activity compiled by the three credit bureaus: Experian, Equifax, and TransUnion. Your credit score signals to lenders how trustworthy you are as a ...

On March 3, a trio of credit reporting agencies (defendants) moved to dismiss a plaintiff’s second amended complaint filed in the U.S. District Court for the Eastern District of California.