For Paris, her shot-in-the-arm came in during a reality check from personal finance YouTuber Caleb Hammer on an episode of his show, Financial Audit. The 20-year-old Austin, Texas native, ...

A man named Jose appeared on Caleb Hammer's "Financial Audit" podcast to help him budget. He'd started up his gym business last year but was struggling to make ends meet. Hammer said he was ...