How to Personalize Your Budget You might not need 100 budget categories to get your finances in order. It’s entirely plausible that you’ll do just as well with a simplified budget categories list.

Of course, your list of budget categories may not look exactly the same as the one above. Maybe you don’t have any debt, meaning you don’t have to include that on your list.

Categories: Sample categories include Groceries, Eating Out, Date Night and Kids Goal setting: Yes, goals are also included in the budget Unique feature: The envelope system takes a digital form ...

The Federal Trade Commission offers an editable monthly budgeting worksheet worth checking out. You can add your income and expenses across a variety of categories and it will do the math for you.