What is a bank statement loan? A bank statement loan allows you to apply for a mortgage without having to prove your income via pay stubs, W-2s or tax returns. Instead, lenders us ...

Rather than providing a W-2 and tax return ... like credit score and down payment amount, previous months' bank statements can be the key to qualifying for a home loan if you're self-employed.

A bank statement is a document that summarizes your account activity. It often only has information for a specific period of time, called a "statement period." Typically a statement is one month ...